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Bicycle Insurance

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Based on your premium, your total credit earned after 2* Mates:
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*Your first two mates are free and require no referrals, guaranteeing you receive this credit. These two freebies are Lord Chumley and the “Next Person” to purchase this product after you.

All premiums are inclusive of insurance premium Tax (IPT) which is 9.5%. Credits are calculated on your premium (excl. IPT ). For the displayed credit, premiums are assumed to be the same for all mates.

Bicycle Insurance

We understand that you bike is more than a vehicle to get from A to B. You’ve spent time on it, you’ve invested money in it and you’ve probably given it a name (no? just us then). That’s why we think you deserve bike insurance that keeps you on the road that appreciates the uniqueness of your bike and cuts out the jargon to make it easy to claim. From maintenance to theft our insurers have got you covered.

If your bicycle becomes damaged or stolen, you need to know the process of replacement or repair won’t add any more stress to the frustrating situation.

Here at Money-Mate we aim to make your life easier, so if the worst should happen, you can rest easy knowing your prized possession is well taken care of.

From getting you back on the saddle in super quick time, to ensuring repairs are carried out to the highest standard, Money-Mate takes care of you and your bicycle through our great bicycle insurance.

We also understand that accidents happen, be it a mistake of yours or an injury you’ve sustained while riding your bicycle, this is why we offer cover to protect you against third party claims while covering you generously, should you sustain an injury.No matter where you are in the world, you can feel confident that you and your bike are protected with bicycle insurance from Money-Mate.

Remember, with any insurance through Money-Mate, the initial price is not what you pay, as soon as you sign up, you’ll receive one month’s credit added to your Money-Mate account. On top of this, you’ll receive another, when someone else chooses the same cover (whether you know them or not) and then you can take control and reduce your premium further by sharing our services with your friends. Within twelve months you could enjoy free bicycle insurance along with enough credit to contribute to other Money-Mate services such as gadget or home insurance.

Here’s a quick look at the many features of Money-Mate bicycle insurance.

Personal Accident

Injuries sustained while riding your bicycle are stressful by their nature, whether you’re at fault or that of another road user you need to know you have the right cover. We offer up to £10,000 for personal injury cover that protects you should you experience personal injury that results in loss of sight, disability, loss of limbs or death (accident must be independent of any other cause).

Public Liability

Even the best cyclists find third party claims made against them. Our cover protects you up to a generous £1 million should this happen. This includes claims made against you should you cause damage or injury to property or another person while cycling.

Worldwide Cover

Our policy provides a full 60 days cover within any 12 month period for cycling you undertake across the world. No matter where you and your bike travel to, you can rest easy knowing you are receiving the exact same cover as you would at home.

New For Old Replacement for Theft or Accidental Damage

If your bike is stolen or damaged beyond repair, you need to ensure you can get back on the saddle quickly and without stress. Money-Mate insurance ensures you receive a new for old replacement. If we can’t find an exact replica, we will provide you with the closest match in specification and features (if the bike is more than 2 months old depreciation will be applied at 10% of the original purchase price for each year) applicable this will be minus depreciation).

Accidental Damage

Our accidental damage gets your bike fixed quickly while we cover the cost. If your bike is beyond repair we shall honor our new for old replacement policy as above.

Theft Cover

If your bicycle is stolen we will replace it. Where only part or parts of your bicycle have been stolen, we will only replace that part or parts.

Mechanical Breakdown

Should you find a manufacturers fault but yoke warranty has lapsed, we’ll sort it out for you.

Legal Expenses Cover

With legal cover of up to £100,000 you can feel confident that you have the support of a full legal network should your claim need to go to court.

Identity Theft Cover

Our identity theft cover protects you and your ID to the value of £25,000 for: reasonable Legal Expenses and ancillary costs; postal and phone costs; fees incurred for reapplying for loans rejected by the lender for incorrect credit information; and loss of earnings.

Protect your bike today and ride away knowing that if the unexpected should happen, you are prepared. Buy Money-Mate bicycle insurance now.

Further details about exclusions and other conditions can be found in our policy wording.

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